Do you really know how much you owe on your debt
If you’re like most people, you think of the balances on your statements for your mortgage, credit cards, and other debts as what you owe. … [Link]
5 Evil Things Credit Card Companies Can Still Do
CREDIT CARD REFORM BILL TRIES TO HELP CASH-STRAPPED CUSTOMERS, BUT COMPANIES HAVE NEW WAYS TO BOOST PROFITS Credit card companies are socking it to consumers … [Link]
Are Home Market Values on the Rise?
In August, prices rose in 17 oF 20 cities. Only Charlotte, Cleveland and Las Vegas recorded month-to-month declines. In the past year, prices are down … [Link]
Nationwide Home Values
Following are, in descending order, the price changes in each of the 20 cities in August: Minneapolis, up 3.2% San Francisco, up 2.8% Detroit, up … [Link]
Emerging Markets in the New World Disorder
From an article found on The Daily Reckoning, we have some not-so-exciting news: Take a look this graph, from The Economist, which shows the industrial … [Link]
OptionARM Loans and Mortgage Re-Sets Are Cause for Concern
NO MORE Mortgage is very concerned about the chart below, which shows the second wave of mortgage re-sets coming down the pike, starting in summer … [Link]
States that have the highest average income?
Census Bureau reports that Maryland had the highest median income level in 2008, at $70,545, while Mississippi ranked very last with $37,790. Maryland is the … [Link]
A 5-step Primer on Social Security – Part III
We’re continuing the series of articles about five points you should know about Social Security and Retirement if you’re 50 or over. QUESTION 4: Will … [Link]
A 5-step Primer on Social Security, Part II
In a previous article, we began Part I of a discussion on Social Security and Retirement. Let’s continue with more questions and answers: QUESTION 2: … [Link]
A 5-step Primer on Social Security, Part I
Everyone 50 and over should know these principles by heart. (Money Magazine) – You’ve probably spent a lot of time sweating over your 401(k) and … [Link]
Six tips for Handling Recurring Expenses
I find that while one-time expenses are the easiest to remember (unless you’re deliberately trying to forget just how much you spent at the shoe … [Link]
Cash for Clunkers is Done. So What’s Next?
By the end of 2009, consumers nationwide will be able to take advantage of a federal “cash for appliances” program offering rebates on purchases of … [Link]
Considering a Global Fund?
WONDERING IF A GLOBAL FUND MIGHT BE WORTH CONSIDERING FOR YOUR IRA OR 401(K) INVESTMENTS? Despite a nearly 50% rebound in the US stock markets … [Link]
NO MORE Mortgage employee Bryan Kariya key in BYU win
It was very impressive, and exciting to see Bryan Kariya make such big plays, and receive such high commendation from coaches and team mates for … [Link]
A Reluctance to Retire Means Fewer Openings
NO MORE Mortgage looks at retirement The point of this article is that in the USA, the “retirement safety net” is Social Security, which only … [Link]
Cost of Living Higher in California?
The “real” cost of living is important in finding out which states are the cheapest, and which states are the most expensive. In other words, … [Link]
How to teach financial independence to your children
NO MORE Mortgage urges each parent to give serious consideration to the financial education of their children. The attached is a great set of suggestions … [Link]
Banks in distress highest in 15 years
NO MORE Mortgage BOSTON — The Federal Deposit Insurance Corp. reported Thursday that the number of distressed banks rose to the highest level in 15 … [Link]
New FICO credit scoring model
NO MORE Mortgage looks at the new FICO credit scoring model New FICO model may boost some borrowers’ scores Maybe a utility bill went unpaid … [Link]
What to do when you retire?
Retiring? Pay Off Your Mortgage NO MORE Mortgage recommends that you pay off your Mortgage as soon as possible. Read More on paying off your … [Link]
NO MORE Mortgage looks at Wriston’s Law
Wriston’s Law Still Holds NO MORE Mortgage looks at the History, Predictions and Competition of technology and Industry. Wriston’s Law is named after the late … [Link]
NO MORE Mortgage looks at the Stock Market
NO MORE Mortgage thinks that there is nothing worse than fear in the markets. In the markets it is often said that stocks can climb … [Link]
NO MORE Mortgage and Credit Cards
NO MORE Mortgage and CARD NO MORE Mortgage waits to see what the national effect is going to be on the legislation of Credit Card … [Link]
NO MORE Mortgage looks at the new tax situation
NO MORE Mortgage and the newest tax policies NO MORE Mortgage continues to believe taxes are ON SALE right now, and those who have money … [Link]
NO MORE Mortgage wants to save you money….
NO MORE Mortgage is dedicated to your financial success NO MORE Mortgage would like to offer tools and websites it feels that its customers can … [Link]
More Important Housing Information — Here is the next bailout coming.
NO MORE Mortgage has found that most people that have refinanced in the last 3 years have an fha mortgage guaranteed by GNMA (The New … [Link]
Right Way to Break Up With Your Credit Card
STEPHANIE SKINNER RECENTLY RECEIVED ONE OF THOSE LETTERS THAT CREDIT CARD ACCOUNT HOLDERS DREAD; her 11% rate had been raised to 29.99%. And when she … [Link]
Are Home Market Values on the Rise?
In August, prices rose in 17 oF 20 cities. Only Charlotte, Cleveland and Las Vegas recorded month-to-month declines. In the past year, prices are down … [Link]
Nationwide Home Values
Following are, in descending order, the price changes in each of the 20 cities in August: Minneapolis, up 3.2% San Francisco, up 2.8% Detroit, up … [Link]
Emerging Markets in the New World Disorder
From an article found on The Daily Reckoning, we have some not-so-exciting news: Take a look this graph, from The Economist, which shows the industrial … [Link]
OptionARM Loans and Mortgage Re-Sets Are Cause for Concern
NO MORE Mortgage is very concerned about the chart below, which shows the second wave of mortgage re-sets coming down the pike, starting in summer … [Link]
States that have the highest average income?
Census Bureau reports that Maryland had the highest median income level in 2008, at $70,545, while Mississippi ranked very last with $37,790. Maryland is the … [Link]
A 5-step Primer on Social Security – Part III
We’re continuing the series of articles about five points you should know about Social Security and Retirement if you’re 50 or over. QUESTION 4: Will … [Link]
A 5-step Primer on Social Security, Part II
In a previous article, we began Part I of a discussion on Social Security and Retirement. Let’s continue with more questions and answers: QUESTION 2: … [Link]
A 5-step Primer on Social Security, Part I
Everyone 50 and over should know these principles by heart. (Money Magazine) – You’ve probably spent a lot of time sweating over your 401(k) and … [Link]
Six tips for Handling Recurring Expenses
I find that while one-time expenses are the easiest to remember (unless you’re deliberately trying to forget just how much you spent at the shoe … [Link]
Cash for Clunkers is Done. So What’s Next?
By the end of 2009, consumers nationwide will be able to take advantage of a federal “cash for appliances” program offering rebates on purchases of … [Link]
Considering a Global Fund?
WONDERING IF A GLOBAL FUND MIGHT BE WORTH CONSIDERING FOR YOUR IRA OR 401(K) INVESTMENTS? Despite a nearly 50% rebound in the US stock markets … [Link]
NO MORE Mortgage employee Bryan Kariya key in BYU win
It was very impressive, and exciting to see Bryan Kariya make such big plays, and receive such high commendation from coaches and team mates for … [Link]
A Reluctance to Retire Means Fewer Openings
NO MORE Mortgage looks at retirement The point of this article is that in the USA, the “retirement safety net” is Social Security, which only … [Link]
Cost of Living Higher in California?
The “real” cost of living is important in finding out which states are the cheapest, and which states are the most expensive. In other words, … [Link]
How to teach financial independence to your children
NO MORE Mortgage urges each parent to give serious consideration to the financial education of their children. The attached is a great set of suggestions … [Link]
Banks in distress highest in 15 years
NO MORE Mortgage BOSTON — The Federal Deposit Insurance Corp. reported Thursday that the number of distressed banks rose to the highest level in 15 … [Link]
New FICO credit scoring model
NO MORE Mortgage looks at the new FICO credit scoring model New FICO model may boost some borrowers’ scores Maybe a utility bill went unpaid … [Link]
What to do when you retire?
Retiring? Pay Off Your Mortgage NO MORE Mortgage recommends that you pay off your Mortgage as soon as possible. Read More on paying off your … [Link]
NO MORE Mortgage looks at Wriston’s Law
Wriston’s Law Still Holds NO MORE Mortgage looks at the History, Predictions and Competition of technology and Industry. Wriston’s Law is named after the late … [Link]
NO MORE Mortgage looks at the Stock Market
NO MORE Mortgage thinks that there is nothing worse than fear in the markets. In the markets it is often said that stocks can climb … [Link]
NO MORE Mortgage and Credit Cards
NO MORE Mortgage and CARD NO MORE Mortgage waits to see what the national effect is going to be on the legislation of Credit Card … [Link]
NO MORE Mortgage looks at the new tax situation
NO MORE Mortgage and the newest tax policies NO MORE Mortgage continues to believe taxes are ON SALE right now, and those who have money … [Link]
NO MORE Mortgage wants to save you money….
NO MORE Mortgage is dedicated to your financial success NO MORE Mortgage would like to offer tools and websites it feels that its customers can … [Link]
More Important Housing Information — Here is the next bailout coming.
NO MORE Mortgage has found that most people that have refinanced in the last 3 years have an fha mortgage guaranteed by GNMA (The New … [Link]
Bank: Half of U.S. Mortgages Underwater by 2011
NO MORE Mortgage has found a very interesting article about today’s housing market. The last line is very telling. If the main prediction comes true … [Link]
Stop Arguing with Your Spouse About Money…Hold a Weekly “Money Huddle”
NO MORE Mortgage believes a weekly meeting between spouses is a very important part of being able to implement a controlled financial environment. It’s a … [Link]
Reduce Use of Credit Cards
NO MORE Mortgage believes that many times people give quick advice which sounds good on the surface, but often cannot be implemented. Here is a … [Link]
Teeing Up the Middle Class
A family that consistently lives beyond its means, and cannot seem to budget sufficiently to live within its income, has two choices to cover the … [Link]
Borrowing to consume? The real Story.
NO MORE Mortgage find this to be one of the best explanations for the current economic situation that we have ever read. When you borrow … [Link]
Chinese lecture America on finances?
NO MORE Mortgage endorses the words from the Wall Street Journal below. When the Chinese come to lecture our government about how to handle its … [Link]
U.S. to mortgage firms: Pick up the pace
NO MORE Mortgage applauds every effort to help people modify their mortgage and stay in their homes. However, even this solution is only a temporary … [Link]
Laid off workers get their jobs back
Survey results show that Job security and unemployment are the #1 economic concern amongst the American populace. The second highest ranked concern is market performance, … [Link]
America and Health Care
NO MORE Mortgage is convinced that certain steps would help our health care system. Chief among them would be to put a cap on the … [Link]
First housing gain in 34 months
NO MORE Mortgage is happy to see the latest home price statistics, but we are cautious that a final bottom has been set. One month … [Link]
Working with new clients
I been working with a client now using NO MORE Mortgage for a couple weeks who found out that things were a bit tighter financially … [Link]
NO MORE Mortgage employee Bryan Kariya key in BYU win
It was very impressive, and exciting to see Bryan Kariya make such big plays, and receive such high commendation from coaches and team mates for … [Link]
A Reluctance to Retire Means Fewer Openings
NO MORE Mortgage looks at retirement The point of this article is that in the USA, the “retirement safety net” is Social Security, which only … [Link]
Cost of Living Higher in California?
The “real” cost of living is important in finding out which states are the cheapest, and which states are the most expensive. In other words, … [Link]
How to teach financial independence to your children
NO MORE Mortgage urges each parent to give serious consideration to the financial education of their children. The attached is a great set of suggestions … [Link]
Banks in distress highest in 15 years
NO MORE Mortgage BOSTON — The Federal Deposit Insurance Corp. reported Thursday that the number of distressed banks rose to the highest level in 15 … [Link]
New FICO credit scoring model
NO MORE Mortgage looks at the new FICO credit scoring model New FICO model may boost some borrowers’ scores Maybe a utility bill went unpaid … [Link]
What to do when you retire?
Retiring? Pay Off Your Mortgage NO MORE Mortgage recommends that you pay off your Mortgage as soon as possible. Read More on paying off your … [Link]
NO MORE Mortgage looks at Wriston’s Law
Wriston’s Law Still Holds NO MORE Mortgage looks at the History, Predictions and Competition of technology and Industry. Wriston’s Law is named after the late … [Link]
NO MORE Mortgage looks at the Stock Market
NO MORE Mortgage thinks that there is nothing worse than fear in the markets. In the markets it is often said that stocks can climb … [Link]
NO MORE Mortgage and Credit Cards
NO MORE Mortgage and CARD NO MORE Mortgage waits to see what the national effect is going to be on the legislation of Credit Card … [Link]
NO MORE Mortgage looks at the new tax situation
NO MORE Mortgage and the newest tax policies NO MORE Mortgage continues to believe taxes are ON SALE right now, and those who have money … [Link]
NO MORE Mortgage wants to save you money….
NO MORE Mortgage is dedicated to your financial success NO MORE Mortgage would like to offer tools and websites it feels that its customers can … [Link]
More Important Housing Information — Here is the next bailout coming.
NO MORE Mortgage has found that most people that have refinanced in the last 3 years have an fha mortgage guaranteed by GNMA (The New … [Link]
Bank: Half of U.S. Mortgages Underwater by 2011
NO MORE Mortgage has found a very interesting article about today’s housing market. The last line is very telling. If the main prediction comes true … [Link]
Stop Arguing with Your Spouse About Money…Hold a Weekly “Money Huddle”
NO MORE Mortgage believes a weekly meeting between spouses is a very important part of being able to implement a controlled financial environment. It’s a … [Link]
Reduce Use of Credit Cards
NO MORE Mortgage believes that many times people give quick advice which sounds good on the surface, but often cannot be implemented. Here is a … [Link]
Teeing Up the Middle Class
A family that consistently lives beyond its means, and cannot seem to budget sufficiently to live within its income, has two choices to cover the … [Link]
Borrowing to consume? The real Story.
NO MORE Mortgage find this to be one of the best explanations for the current economic situation that we have ever read. When you borrow … [Link]
Chinese lecture America on finances?
NO MORE Mortgage endorses the words from the Wall Street Journal below. When the Chinese come to lecture our government about how to handle its … [Link]
U.S. to mortgage firms: Pick up the pace
NO MORE Mortgage applauds every effort to help people modify their mortgage and stay in their homes. However, even this solution is only a temporary … [Link]
Laid off workers get their jobs back
Survey results show that Job security and unemployment are the #1 economic concern amongst the American populace. The second highest ranked concern is market performance, … [Link]
America and Health Care
NO MORE Mortgage is convinced that certain steps would help our health care system. Chief among them would be to put a cap on the … [Link]
First housing gain in 34 months
NO MORE Mortgage is happy to see the latest home price statistics, but we are cautious that a final bottom has been set. One month … [Link]
Working with new clients
I been working with a client now using NO MORE Mortgage for a couple weeks who found out that things were a bit tighter financially … [Link]
Considering a Global Fund?
WONDERING IF A GLOBAL FUND MIGHT BE WORTH CONSIDERING FOR YOUR IRA OR 401(K) INVESTMENTS? Despite a nearly 50% rebound in the US stock markets … [Link]
NO MORE Mortgage employee Bryan Kariya key in BYU win
It was very impressive, and exciting to see Bryan Kariya make such big plays, and receive such high commendation from coaches and team mates for … [Link]
A Reluctance to Retire Means Fewer Openings
NO MORE Mortgage looks at retirement The point of this article is that in the USA, the “retirement safety net” is Social Security, which only … [Link]
Cost of Living Higher in California?
The “real” cost of living is important in finding out which states are the cheapest, and which states are the most expensive. In other words, … [Link]
How to teach financial independence to your children
NO MORE Mortgage urges each parent to give serious consideration to the financial education of their children. The attached is a great set of suggestions … [Link]
Banks in distress highest in 15 years
NO MORE Mortgage BOSTON — The Federal Deposit Insurance Corp. reported Thursday that the number of distressed banks rose to the highest level in 15 … [Link]
New FICO credit scoring model
NO MORE Mortgage looks at the new FICO credit scoring model New FICO model may boost some borrowers’ scores Maybe a utility bill went unpaid … [Link]
What to do when you retire?
Retiring? Pay Off Your Mortgage NO MORE Mortgage recommends that you pay off your Mortgage as soon as possible. Read More on paying off your … [Link]
NO MORE Mortgage looks at Wriston’s Law
Wriston’s Law Still Holds NO MORE Mortgage looks at the History, Predictions and Competition of technology and Industry. Wriston’s Law is named after the late … [Link]
NO MORE Mortgage looks at the Stock Market
NO MORE Mortgage thinks that there is nothing worse than fear in the markets. In the markets it is often said that stocks can climb … [Link]
NO MORE Mortgage and Credit Cards
NO MORE Mortgage and CARD NO MORE Mortgage waits to see what the national effect is going to be on the legislation of Credit Card … [Link]
NO MORE Mortgage looks at the new tax situation
NO MORE Mortgage and the newest tax policies NO MORE Mortgage continues to believe taxes are ON SALE right now, and those who have money … [Link]
NO MORE Mortgage wants to save you money….
NO MORE Mortgage is dedicated to your financial success NO MORE Mortgage would like to offer tools and websites it feels that its customers can … [Link]
More Important Housing Information — Here is the next bailout coming.
NO MORE Mortgage has found that most people that have refinanced in the last 3 years have an fha mortgage guaranteed by GNMA (The New … [Link]
Bank: Half of U.S. Mortgages Underwater by 2011
NO MORE Mortgage has found a very interesting article about today’s housing market. The last line is very telling. If the main prediction comes true … [Link]
Hardship Withdrawals Give Access to Your 401k Savings, But at a Cost
NO MORE Mortgage believes If you’re in a financial pinch, you might be able to tap your 401k for a bailout — but it could … [Link]
Stop Arguing with Your Spouse About Money…Hold a Weekly “Money Huddle”
NO MORE Mortgage believes a weekly meeting between spouses is a very important part of being able to implement a controlled financial environment. It’s a … [Link]
Reduce Use of Credit Cards
NO MORE Mortgage believes that many times people give quick advice which sounds good on the surface, but often cannot be implemented. Here is a … [Link]
Teeing Up the Middle Class
A family that consistently lives beyond its means, and cannot seem to budget sufficiently to live within its income, has two choices to cover the … [Link]
Borrowing to consume? The real Story.
NO MORE Mortgage find this to be one of the best explanations for the current economic situation that we have ever read. When you borrow … [Link]
Chinese lecture America on finances?
NO MORE Mortgage endorses the words from the Wall Street Journal below. When the Chinese come to lecture our government about how to handle its … [Link]
U.S. to mortgage firms: Pick up the pace
NO MORE Mortgage applauds every effort to help people modify their mortgage and stay in their homes. However, even this solution is only a temporary … [Link]
Laid off workers get their jobs back
Survey results show that Job security and unemployment are the #1 economic concern amongst the American populace. The second highest ranked concern is market performance, … [Link]
America and Health Care
NO MORE Mortgage is convinced that certain steps would help our health care system. Chief among them would be to put a cap on the … [Link]
First housing gain in 34 months
NO MORE Mortgage is happy to see the latest home price statistics, but we are cautious that a final bottom has been set. One month … [Link]
Working with new clients
I been working with a client now using NO MORE Mortgage for a couple weeks who found out that things were a bit tighter financially … [Link]
RECORD US DEBT SITTING WITH CHINA
NO MORE Mortgage is worried as much as China about the value of the US Treasury. In an era of amazing budget deficits, the US … [Link]
No More Mortgage and the Federal Government
NO MORE Mortgage would be pleased to see any federal measure that will help our clients avoid financial difficulty. Since many of our members encounter … [Link]
We Do not Take Political Sides
NO MORE Mortgage does not take political sides, but as the following article from the Wall Street Journal reports, the President may be about to … [Link]
LAS VEGAS: A TALE ABOUT THE BOOM/BUST CYCLE
NO MORE Mortgage news about Las Vegas. The lesson to learn here from NO MORE Mortgage mirrors the parable of the grasshopper and the ants. … [Link]
Frequently Asked Questions about us
Questions About NO MORE Mortgage. 1. What does my free analysis include? 2. What happens to my information? 3. When do I get my free … [Link]
MINUTES OF THE FEDERAL RESERVE JUNE 24 MEETING:
News from NO MORE Mortgage Below please find some important changes to overall economic policy made by the Federal Reserve Governors in their bi-monthly meeting … [Link]
Foreclose or Rent?
The following article describes ideas being floated by the government to help unemployed and cash-strapped homeowners who are facing foreclosure. The housing bubble is what … [Link]
What are the employees saying?
“I really love being a part of NO MORE Mortgage, its nice to work for a solid company that is not only concerned about the … [Link]
Interview With Larry Ruff (CEO)
Larry Ruf spends most of his away-from- NO MORE Mortgage time with his wife, Jennifer, and their 10 kids in activities such as ballroom dance … [Link]
Do you own your home?
According to the latest US Census, 67% of us own our home, but let me challenge the definition of “own a home.” If you have … [Link]
Homeowners Clear All Debt Within 9 Years With Unique Debt Elimination Plan
NO MORE Mortgage A nine year old Better Business Bureau certified company guarantees that homeowners who have been in their home for at least 2 … [Link]
Foreclosure Rescue
Today state regulators in Maine ordered 15 “Foreclosure Rescue” companies to stop doing business in Maine. I applaud their actions. There has been an “infestation” … [Link]
NO MORE Mortgage and the Federal Government
NO MORE Mortgage would be pleased to see any federal measure that will help our clients avoid financial difficulty. Since many of our members encounter … [Link]
Do you have a Mortgage?
If you have a mortgage (and you’ve not been a client of NO MORE Mortgage for the last few years) chances are high that you … [Link]
Do I Qualify for the Homeowner’s Debt Elimination Program?
NO MORE Mortgage is passionate about reducing your debt and increasing your future net worth. For 12 years now we have been turning the tides … [Link]
